3.              CHANGES TO TERMS

3.1           The Company may revise these Terms from time to time in the following circumstances:

(a)        changes in how the Company accepts payment from you;

(b)        changes in relevant laws and regulatory requirements; and

(c)        where the Company in its discretion deems a revisal necessary or desirable and notifies you of such a revision.

3.2           If the Company makes a revision to these Terms under clause 3.1, the Company will notify you when you next access the App and you will have a right to cancel the contract in accordance with clause 9.3 (c). The then current Terms will apply to any transaction or use and it is your responsibility to ensure that you are content to contract on the then current Terms at the point of any transaction or use.